After a several year decrease in credit card debt balances, consumer credit card usage is on the rise as customers regain confidence in borrowing since the 2008 financial crisis. According to The Wall Street Journal, “U.S. credit-card balances are on track to hit $1 trillion this year.” This is significant because consumer credit reached a peak of 1.02 trillion right before the financial crisis in 2008.
What should you do if you are one of the millions of Americans with credit card debt? If you find yourself with more debt than you can handle, in need of relief from creditor calls, having feelings of helplessness caused by your financial situation, or just want to learn better money management, let Consumer Credit Counseling Service of Central Oklahoma put you back in control. Our counselors are specifically trained to help you in areas concerning general debt management, credit and housing issues as well as bankruptcy counseling. There are multiple ways to access our services, too. You can visit us in person, online, or by phone to make each counseling session more convenient. The best part is, all of this is provided for free. We are a safe, local, non-profit organization that wants to help!
CCCSOK is the largest non-profit credit counseling agency serving the state of Oklahoma and has been doing so since 1967. Our goal is to help wage earning people repair broken relationships with their creditors by facilitating repayment agreements and empowering consumers with support and education in building and maintaining positive budgets and credit history.