Archive for Broke

CCCSOK Is Impacting Lives

Check out the video below to see the impact we are having on people’s lives. Contact us to see how we can help you with your finances!   (Video by Cecilia Hernández-Cromwell Telemundo Oklahoma) Like this:Like Loading…

Credit Card Debt on the Rise

After a several year decrease in credit card debt balances, consumer credit card usage is on the rise as customers regain confidence in borrowing since the 2008 financial crisis. According to The Wall Street Journal, “U.S. credit-card balances are on track to hit $1 trillion this year.” This is significant because consumer credit reached a peak of

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3 Ways to Pay Down Credit Card Debt Faster

For years we have been coached to pay more than the minimum on our credit card balances, yet sometimes it can be difficult to dedicate “extra” money to our credit card debt when other priorities are screaming for attention. The fact remains that if we pay only the minimum month after month, debt that we

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Should Kids Receive an Allowance?

  Most of the time, when a person has come to our agency, it is because their budget is not working so well right now. If they are parents of children living at home,      we may often shock and dismay them with a topic for discussion: Giving their children an allowance. Part of

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When Your Car Payment is Too High

The Federal Reserve has reported that consumer debt is rising mainly due to student loans and auto debt. If your student loan payment is too high, we recommend going here to see what options you may be able to explore. If your car payment is too high, you may have other options. Here are a

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Back to Basics: How to Build Your Best Budget Yet

For the majority of working income earners in America, there is a trusty pattern we have been practicing since grade school. It goes something like this: Monday: First day back at work from the weekend Tuesday: When you actually start getting work done for your week, aka: second Monday Wednesday: Hump day Thursday: the weekend

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Scored Credit Report and Monitoring Service Available at No Cost

CCCSOK.org has received access to several thousand guest memberships in Experian’s FreeCreditScore.com. Through an initiative of the National Foundation for Credit Counseling (NFCC.org) known as Sharpen Your Financial Focus, consumers may register for one free year of service from FreeCreditScore.com. Membership enables you to access your credit report and Experian credit score as well calculators

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