Archive for Credit

CCCSOK Is Impacting Lives

Check out the video below to see the impact we are having on people’s lives. Contact us to see how we can help you with your finances!   (Video by Cecilia Hernández-Cromwell Telemundo Oklahoma)

Credit Card Debt on the Rise

After a several year decrease in credit card debt balances, consumer credit card usage is on the rise as customers regain confidence in borrowing since the 2008 financial crisis. According to The Wall Street Journal, “U.S. credit-card balances are on track to hit $1 trillion this year.” This is significant because consumer credit reached a peak of

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When Your Car Payment is Too High

The Federal Reserve has reported that consumer debt is rising mainly due to student loans and auto debt. If your student loan payment is too high, we recommend going here to see what options you may be able to explore. If your car payment is too high, you may have other options. Here are a

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Scored Credit Report and Monitoring Service Available at No Cost

CCCSOK.org has received access to several thousand guest memberships in Experian’s FreeCreditScore.com. Through an initiative of the National Foundation for Credit Counseling (NFCC.org) known as Sharpen Your Financial Focus, consumers may register for one free year of service from FreeCreditScore.com. Membership enables you to access your credit report and Experian credit score as well calculators

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Credit Cards Can be Friend or Foe to College Students

NFCC Offers Tips for Those Entering World of Credit  Washington, DC – While parent’s mail boxes are filling with credit card bills from summer vacations and back-to-school shopping, their college-aged child is likely receiving offers for credit cards of their own. Due to the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD Act),

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