Archive for Credit Repair

Handling Medical Debts and Credit Report Disputes to Become Easier on Consumers

Disputing errors on your credit report may become easier over the next several months. As a result of changes, the credit bureau reporting agencies will be making changes to how they handle the error dispute process and the way that they report medical debts on your credit report.     Here are the biggest changes:

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Scored Credit Report and Monitoring Service Available at No Cost

CCCSOK.org has received access to several thousand guest memberships in Experian’s FreeCreditScore.com. Through an initiative of the National Foundation for Credit Counseling (NFCC.org) known as Sharpen Your Financial Focus, consumers may register for one free year of service from FreeCreditScore.com. Membership enables you to access your credit report and Experian credit score as well calculators

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How to Stop the Cycle of Financial Stress

Anywhere the eye can see, it likely also sees advertisement. Advertisements have been tasked with communicating the message of their brand – which is almost always “buy me.” A compelling message to purchase rarely communicates validation, encouragement, or approval, but most often uses methods to appeal to the parts of our minds that feel off-center,

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Want to Stop the Junk Mail? And the Marketing Calls?

Credit Bureaus (the people who make your credit report and score) also allow your information to be pre-screened for credit card offers resulting in lots of offers arriving in your mail! Not only does this cause a security risk, but come on? It’s not very environmentally friendly! Take a moment to “Opt Out” of receiving

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Buying or Renting. Which Housing Option is Best For You? The answer may surprise you…

According to many, the American dream has always included owning your own home.  That dream turned into a nightmare for millions of Americans during the Great Recession, which started when the housing bubble burst at the end of 2007.  Families across the nation, and Oklahoma, were forced into renting when they lost jobs, income, and

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Five Quick Tips for Tight Budgets

Written by: Bob Cook, Senior Consumer Credit Counselor at Consumer Credit Counseling Service of Central Oklahoma (CCCSOK.org) I started learning how to manage money early in my life. My dad had his own business and if we were out of school we went to work with him from the age of 7. We were paid $1.00

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Oklahoma Money Matters Releases Financial Guide Targeting Adults in the Workplace

Oklahoma Money Matters (OKMM), an initiative of the Oklahoma College Assistance Program, an operating division of the Oklahoma State Regents for Higher Education recently released a new workplace education initiative focused on empowering employers to provide financial management training for staff. As part of the “Workplace Money Matters” campaign, OKMM released the Your Money Matters guide

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