Consumer Credit Counseling Service of Central Oklahoma

Handling Medical Debts and Credit Report Disputes to Become Easier on Consumers

Disputing errors on your credit report may become easier over the next several months. As a result of changes, the credit bureau reporting agencies will be making changes to how they handle the error dispute process and the way that they report medical debts on your credit report. Here are the biggest changes:

Scored Credit Report and Monitoring Service Available at No Cost

CCCSOK.org has received access to several thousand guest memberships in Experian’s FreeCreditScore.com. Through an initiative of the National Foundation for Credit Counseling (NFCC.org) known as Sharpen Your Financial Focus, consumers may register for one free year of service from FreeCreditScore.com. Membership enables you to access your credit report and Experian credit score as well calculators

De-Stressing the Holiday Season

Thank you to Chrystal Hedges from Devon Energy for suggesting we put this information together! There are many sources of stress this time of year. Here are a few: My expectations. Your expectations, Extended family’s expectations. What I think your expectations are. What I think their expectations are. Crowds. Traffic. Sugar crashes. Politics. and… Money.

Free Downloadable Christmas Planning Tool from CCCSOK.org

Stay on track and keep the stress at bay this year with a good list! There is no question that the holiday season is a time for unusual expenses – dinners, travel, gifts, and hot cocoa stops to name a few. CCCSOK.org has developed a handy downloadable and printable spreadsheet to help you get your

How to Stop the Cycle of Financial Stress

Anywhere the eye can see, it likely also sees advertisement. Advertisements have been tasked with communicating the message of their brand – which is almost always “buy me.” A compelling message to purchase rarely communicates validation, encouragement, or approval, but most often uses methods to appeal to the parts of our minds that feel off-center,

NFCC Poll Reveals Consumer Preferences When Seeking Financial Help

Multiple Options Available for Personal Financial Answers and Solutions CCCSOK.org is an NFCC member agency serving Central and Western Oklahoma Washington, DC – The August poll hosted on the National Foundation for Credit Counseling (NFCC) website revealed that when consumers are in financial distress, they prefer reaching out to a qualified professional for help as

Summer Vacations Can Bite You in the Budget

Whether you live on your own or are a family of few or of many, the summer vacation seems like an earned entitlement of our year of hard work and a must-have part of the all-American dream. The problem is, while you may have accrued paid time off to take a trip, and you didn’t

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