Author Archive for Cristy Cash, CCCSOK.org

Back to Basics: How to Build Your Best Budget Yet

For the majority of working income earners in America, there is a trusty pattern we have been practicing since grade school. It goes something like this: Monday: First day back at work from the weekend Tuesday: When you actually start getting work done for your week, aka: second Monday Wednesday: Hump day Thursday: the weekend

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Handling Medical Debts and Credit Report Disputes to Become Easier on Consumers

Disputing errors on your credit report may become easier over the next several months. As a result of changes, the credit bureau reporting agencies will be making changes to how they handle the error dispute process and the way that they report medical debts on your credit report.     Here are the biggest changes:

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Scored Credit Report and Monitoring Service Available at No Cost

CCCSOK.org has received access to several thousand guest memberships in Experian’s FreeCreditScore.com. Through an initiative of the National Foundation for Credit Counseling (NFCC.org) known as Sharpen Your Financial Focus, consumers may register for one free year of service from FreeCreditScore.com. Membership enables you to access your credit report and Experian credit score as well calculators

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CFPB Visits Oklahoma City to Make Announcement on Reporting Medical Debt

CCCS of Central Oklahoma was honored to be among only a handful of organizations invited to a Community Roundtable event with Consumer Financial Protection Bureau (CFPB) Director, Richard Cordray. During the roundtable held in the Meinder’s School of Business at Oklahoma City University, consumer advocacy and service organizations were able to voice concerns to the

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De-Stressing the Holiday Season

Thank you to Chrystal Hedges from Devon Energy for suggesting we put this information together! There are many sources of stress this time of year. Here are a few: My expectations. Your expectations, Extended family’s expectations. What I think your expectations are. What I think their expectations are. Crowds. Traffic. Sugar crashes. Politics. and… Money.

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Free Downloadable Christmas Planning Tool from CCCSOK.org

  Stay on track and keep the stress at bay this year with a good list! There is no question that the holiday season is a time for unusual expenses – dinners, travel, gifts, and hot cocoa stops to name a few.   CCCSOK.org has developed a handy downloadable and printable spreadsheet to help you get your

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Consumer Questions: Stuck on Student Loans

Mike W. Asks: “I am totally overwhelmed by my student loans. When I pulled my credit report there are 15 different loans and I have no idea where to start. I heard I can lower my payment, but I don’t know what to ask or who to call. I am also not sure which ones

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