Free Downloadable Christmas Planning Tool from


Christmas Joy

Stay on track and keep the stress at bay this year with a good list! There is no question that the holiday season is a time for unusual expenses – dinners, travel, gifts, and hot cocoa stops to name a few. has developed a handy downloadable and printable spreadsheet to help you get your plans moving forward while preserving your peace of mind – and your budget!


First, you will want to determine a spending limit. List all the different gifts and activities, estimate costs, and record the actual costs spent to keep your budget on track and to avoid overspending.


Christmas Planning Spreadsheet


We also love this blog article from Frugality Gal with links to 25 Homemade Christmas Gifts. 


Please contact us at or by calling us at (405) 789-2227 if we can help you plan for holiday expenses.

Leave a Reply