Archive for Uncategorized

Finding Room in Your Budget for a Home

By Melissa Geiser, CCCSOK.org Research Specialist Buying a home is a goal that most people have for themselves but it can be a scary process that has the potential to cause more headaches than happiness. CCCSOK.org can help you understand the home buying process, develop a plan for your budget, and give you the tools

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Cutting the Cord – Alternatives to satellite and cable subscriptions

By Tye Taylor, CCCSOK.org contributor In today’s day and age the internet is faster than ever before. Companies like Google are transmitting data through fiber optic cables at speeds of one gigabit per second, which is roughly 100 times faster than what most Americans have access to. Why is this important? It’s never been easier

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CCCSOK.org Addresses Financial Challenges Faced By Military

National Foundation for Credit CounselingⓇ (NFCCⓇ) and Ohio State University (OSU) Study Reveals Unique Financial Challenges Faced by the Military. Bethany, OK – Active members of the military, veterans, and their families are routinely facing complex challenges in their daily lives. Thankfully, there is a growing awareness of the benefit that support networks can play

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When Your Car Payment is Too High

The Federal Reserve has reported that consumer debt is rising mainly due to student loans and auto debt. If your student loan payment is too high, we recommend going here to see what options you may be able to explore. If your car payment is too high, you may have other options. Here are a

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CFPB Announces Steps Toward Rules for High Interest Loans

Today at a field hearing in Richmond, Virginia, the Consumer Financial Protection Bureau announced that it is publishing an outline of proposals under consideration that would end “payday debt traps” by requiring lenders to take steps to make sure consumers can repay their loans.  The strong consumer protections being considered would apply to payday loans,

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Handling Medical Debts and Credit Report Disputes to Become Easier on Consumers

Disputing errors on your credit report may become easier over the next several months. As a result of changes, the credit bureau reporting agencies will be making changes to how they handle the error dispute process and the way that they report medical debts on your credit report.     Here are the biggest changes:

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Experts Weigh in on Identity Theft Protection

Fox 25’s Thabie Sibanda interviewed Cristy Cash , Vice President of CCCSOK.org on ways to protect yourself from identity theft: Read the article here.