Bootcamp Instructors
Traci Morrison says that finances have always been on the forefront of her world. Her mother kept her abreast of their finances beginning at a very young age; A move she later regretted as Traci became known as the financial Attila the Hun. She graduated Magna Cum Laude from Oklahoma Baptist University, where she soon returned to manage their Federal Perkins student loan program. This allowed Traci the opportunity for one-on-one contact with the students taking out these loans, and her love for financial education was born. Among other aspects of her job at OBU, she also managed all of the past due tuition and loan accounts, which gave her a real feel for first party collections work. After working for OBU for several years, Traci signed up with the Salvation Army and took care of their books for a while. Feeling the need to return to more of the educational side of the financial world, she joined up with Consumer Credit Counseling Services of Central Oklahoma, where she is currently a counselor. Here, she is fighting the battle of empowering people to break free from the bondage of debt.
Bob Cook has been in finance since 1986. Bob worked for 3 years as a loan officer and collector for ITT finance doing both personal and mortgage loans and collection of past due accounts. Bob worked as collector for CIT group for more than 10 years doing collection and reposession work on RV and Mobile home loans. He also worked a short time at CFC as a collector on old zombie debts. Bob decided to switch sides and work as an advocate for those with financial problems and has worked for CCCS for 12 years. Bob had worked in customer service and as a credit and housing counseling counselor. "I think finance literacy is important for all the negative effects poor management can have on family life and mental health." Bob says, “I’m really good at managing my own money and very frugal so I think I have lots of tips for others.”
Karen Dahl has worked at CCCS for the last 8 years. Prior to working at CCCS, she was a client on the Debt Management Plan (DMP). Karen fell on hard times when she had a full and a part-time job & I lost the full time job. Eventually, her house went into foreclosure and the mortgage company referred her to Consumer Credit Counseling Service of Central Oklahoma. CCCS was able to work out a forbearance plan so Karen did not lose her home. It took her 4 1/2 years to pay off the rest of her unsecured debts. During her time on the DMP, Karen learned about proper budgeting. She says that it felt so good to be debt free except for my mortgage, that she now is very passionate about spreading the word to help other people know how to properly budget.
Lila Hoover is a twenty-two year employee of CCCS, she is an advocate for homeownership, promoting the mission to provide individuals and families the opportunity to achieve and succeed in homeownership. She relates to the happiness felt by her 75 year old mother when she became a home owner for the first time. She presents at home buyer education classes on money management, budget, establishing and repairing credit, credit scoring, savings, and maintaining your home. She has extensive training in foreclosure intervention and default counseling. She is a Certified Homebuyer Education Professional and a Certified Consumer Credit Counselor. She is active in the National Association of Professional Mortgage Women-Oklahoma City, having served as vice president and treasurer; a member of the National Association of Real Estate Brokers-Oklahoma City. She has a Bachelor of Science Degree from the University of Science and Arts of Oklahoma and is a member of the ECHO Society at USAO
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