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	<title>Consumer Credit Counseling Service of Central Oklahoma</title>
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	<link>https://cccsok.org/home</link>
	<description>Committed to helping people help themselves become financially strong</description>
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		<title>Are You Ready for Christmas? It’s Less Than 365 Days From Now!</title>
		<link>https://cccsok.org/home/community/education-blog/are-you-ready-for-christmas-its-less-than-365-days-from-now/</link>
		<comments>https://cccsok.org/home/community/education-blog/are-you-ready-for-christmas-its-less-than-365-days-from-now/#comments</comments>
		<pubDate>Thu, 29 Dec 2016 18:06:14 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10273</guid>
		<description><![CDATA[Contributed by our own dynamite educator, Lee Ellingson of CCCSOK.org 1      Really – Must We Be Reminded? No matter what time of year you are reading this article, Christmas is getting nearer by the day.  Perhaps you haven’t recovered from the last one – you are not ready to even think about the next one. <a href="/home/community/education-blog/are-you-ready-for-christmas-its-less-than-365-days-from-now/"><br /><br />Read more &#8594;</a>]]></description>
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		<title>The Financial Realities After Losing a Spouse: Preparing ahead of time can help with the process</title>
		<link>https://cccsok.org/home/community/education-blog/the-financial-realities-after-losing-a-spouse-preparing-ahead-of-time-can-help-with-the-process/</link>
		<comments>https://cccsok.org/home/community/education-blog/the-financial-realities-after-losing-a-spouse-preparing-ahead-of-time-can-help-with-the-process/#comments</comments>
		<pubDate>Tue, 04 Oct 2016 17:52:12 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10180</guid>
		<description><![CDATA[By Melissa Geiser, CCCSOK.org Research Specialist Download this Financial Checklist. The death of a spouse is one of the most devastating events of a person’s life. Not only are you dealing with a crushing loss, there are financial tasks that need to be addressed right away. The stress can be particularly staggering if the surviving<a href="/home/community/education-blog/the-financial-realities-after-losing-a-spouse-preparing-ahead-of-time-can-help-with-the-process/"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Finding Room in Your Budget for a Home</title>
		<link>https://cccsok.org/home/uncategorized/finding-room-in-your-budget-for-a-home/</link>
		<comments>https://cccsok.org/home/uncategorized/finding-room-in-your-budget-for-a-home/#comments</comments>
		<pubDate>Tue, 04 Oct 2016 15:42:07 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10178</guid>
		<description><![CDATA[By Melissa Geiser, CCCSOK.org Research Specialist Buying a home is a goal that most people have for themselves but it can be a scary process that has the potential to cause more headaches than happiness. CCCSOK.org can help you understand the home buying process, develop a plan for your budget, and give you the tools<a href="/home/uncategorized/finding-room-in-your-budget-for-a-home/"><br /><br />Read more &#8594;</a>]]></description>
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		<title>The Money Talk with Your Parents: The Five Step Process</title>
		<link>https://cccsok.org/home/community/education-blog/the-money-talk-with-your-parents-the-five-step-process/</link>
		<comments>https://cccsok.org/home/community/education-blog/the-money-talk-with-your-parents-the-five-step-process/#comments</comments>
		<pubDate>Tue, 20 Sep 2016 18:23:05 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[aging]]></category>
		<category><![CDATA[end of life]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[generation]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[sandwich]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10158</guid>
		<description><![CDATA[by Randy L. Thurman, CFP™, CPA/PFS, CCCSOK.org Board of Directors and Melissa Geiser, CCCSOK.org Research Specialist &#160; More adult children are concerned about Mom and Dad and their financial status, and they should be. Our parents are living longer than ever so, before something like dementia or a stroke makes a conversation about money next<a href="/home/community/education-blog/the-money-talk-with-your-parents-the-five-step-process/"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Oklahoma Families are Still Facing Foreclosure</title>
		<link>https://cccsok.org/home/community/education-blog/oklahoma-families-are-still-facing-foreclosure/</link>
		<comments>https://cccsok.org/home/community/education-blog/oklahoma-families-are-still-facing-foreclosure/#comments</comments>
		<pubDate>Mon, 22 Aug 2016 17:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[house payment]]></category>
		<category><![CDATA[kill myself]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[out on the street]]></category>
		<category><![CDATA[repo]]></category>
		<category><![CDATA[reposession]]></category>
		<category><![CDATA[ruined]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10113</guid>
		<description><![CDATA[By Melissa Geiser, CCCSOK.org Research Specialist For many Oklahomans, the American dream is unraveling. Too many Americans are losing or voluntarily forfeiting their property. The national foreclosure rate now stands at 1.2% for all homes with a mortgage, and 3.3% of all mortgages are either delinquent or in foreclosure. One in every 1,725 homes in<a href="/home/community/education-blog/oklahoma-families-are-still-facing-foreclosure/"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Cutting the Cord &#8211; Alternatives to satellite and cable subscriptions</title>
		<link>https://cccsok.org/home/uncategorized/cutting-the-cord-alternatives-to-satellite-and-cable-subscriptions/</link>
		<comments>https://cccsok.org/home/uncategorized/cutting-the-cord-alternatives-to-satellite-and-cable-subscriptions/#comments</comments>
		<pubDate>Wed, 13 Jul 2016 16:09:27 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10065</guid>
		<description><![CDATA[By Tye Taylor, CCCSOK.org contributor In today’s day and age the internet is faster than ever before. Companies like Google are transmitting data through fiber optic cables at speeds of one gigabit per second, which is roughly 100 times faster than what most Americans have access to. Why is this important? It’s never been easier<a href="/home/uncategorized/cutting-the-cord-alternatives-to-satellite-and-cable-subscriptions/"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Credit Card Debt on the Rise</title>
		<link>https://cccsok.org/home/community/education-blog/credit-card-debt-on-the-rise/</link>
		<comments>https://cccsok.org/home/community/education-blog/credit-card-debt-on-the-rise/#comments</comments>
		<pubDate>Wed, 13 Jul 2016 15:43:27 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[afford]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[fighting]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[handle]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[homeless]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[NFCC]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Oklahoma City]]></category>
		<category><![CDATA[on the streets]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[pressure]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[think]]></category>
		<category><![CDATA[Work]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=10063</guid>
		<description><![CDATA[After a several year decrease in credit card debt balances, consumer credit card usage is on the rise as customers regain confidence in borrowing since the 2008 financial crisis. According to The Wall Street Journal, “U.S. credit-card balances are on track to hit $1 trillion this year.” This is significant because consumer credit reached a peak of<a href="/home/community/education-blog/credit-card-debt-on-the-rise/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/home/community/education-blog/credit-card-debt-on-the-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Your spring cleaning checklist for your finances from CCCSOK.org</title>
		<link>https://cccsok.org/home/community/education-blog/your-spring-cleaning-checklist-for-your-finances-from-cccsok-org/</link>
		<comments>https://cccsok.org/home/community/education-blog/your-spring-cleaning-checklist-for-your-finances-from-cccsok-org/#comments</comments>
		<pubDate>Mon, 21 Mar 2016 22:06:37 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=9947</guid>
		<description><![CDATA[We know you have loads you want to accomplish this spring, but we propose that these five items can make your financial year a big success! Review your credit report (with CCCSOK.org or by visiting www.annualcreditreport.com) Organize your websites and passwords (you can use a free or low cost service like LastPass or KeyPass) Review<a href="/home/community/education-blog/your-spring-cleaning-checklist-for-your-finances-from-cccsok-org/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/home/community/education-blog/your-spring-cleaning-checklist-for-your-finances-from-cccsok-org/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How do I find out if a loved one has left me life insurance or annuity benefits?</title>
		<link>https://cccsok.org/home/community/education-blog/how-do-i-find-out-if-a-loved-one-has-left-me-life-insurance-or-annuity-benefits/</link>
		<comments>https://cccsok.org/home/community/education-blog/how-do-i-find-out-if-a-loved-one-has-left-me-life-insurance-or-annuity-benefits/#comments</comments>
		<pubDate>Mon, 21 Mar 2016 14:42:52 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=9942</guid>
		<description><![CDATA[Special thanks to the Oklahoma Insurance Department for providing this information. Visit the Oklahoma Insurance Consumer Assistance Department online or by calling 800-522-0071. &#160; The Life Policy Locator Service is a free tool from the Oklahoma Insurance Department to help people find life insurance or annuity benefits left to them by a deceased loved one. Individuals<a href="/home/community/education-blog/how-do-i-find-out-if-a-loved-one-has-left-me-life-insurance-or-annuity-benefits/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/home/community/education-blog/how-do-i-find-out-if-a-loved-one-has-left-me-life-insurance-or-annuity-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What to do if you are in an auto accident</title>
		<link>https://cccsok.org/home/community/education-blog/what-to-do-if-you-are-in-an-auto-accident/</link>
		<comments>https://cccsok.org/home/community/education-blog/what-to-do-if-you-are-in-an-auto-accident/#comments</comments>
		<pubDate>Wed, 09 Mar 2016 16:20:24 +0000</pubDate>
		<dc:creator><![CDATA[Admin]]></dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto accident]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[car wreck]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[claims]]></category>
		<category><![CDATA[injury]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[wreck]]></category>

		<guid isPermaLink="false">https://cccsok.org/home/?p=9921</guid>
		<description><![CDATA[Special thanks to the Oklahoma Insurance Department for providing this information. Visit the Oklahoma Insurance Consumer Assistance Department online or by calling 800-522-0071. &#160; In case you are involved in an automobile accident, here are some helpful tips from the Oklahoma Insurance Department. Step 1 – Call 911 if someone has a life threatening injury.<a href="/home/community/education-blog/what-to-do-if-you-are-in-an-auto-accident/"><br /><br />Read more &#8594;</a>]]></description>
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