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	<title>Consumer Credit Counseling Service of Central Oklahoma &#187; Education Blog</title>
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	<link>https://cccsok.org</link>
	<description>Committed to helping people help themselves become financially strong</description>
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		<title>NFCC Poll Reveals Consumer Preferences When Seeking Financial Help</title>
		<link>https://cccsok.org/community/education-blog/nfcc-poll-reveals-consumer-preferences-when-seeking-financial-help/</link>
		<comments>https://cccsok.org/community/education-blog/nfcc-poll-reveals-consumer-preferences-when-seeking-financial-help/#comments</comments>
		<pubDate>Thu, 05 Sep 2013 17:51:29 +0000</pubDate>
		<dc:creator>Support</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[i have no money]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[no money left]]></category>
		<category><![CDATA[nothing]]></category>
		<category><![CDATA[options]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3419</guid>
		<description><![CDATA[Multiple Options Available for Personal Financial Answers and Solutions CCCSOK.org is an NFCC member agency serving Central and Western Oklahoma  Washington, DC – The August poll hosted on the National Foundation for Credit Counseling (NFCC) website revealed that when consumers are in financial distress, they prefer reaching out to a qualified professional for help as<a href="/community/education-blog/nfcc-poll-reveals-consumer-preferences-when-seeking-financial-help/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/nfcc-poll-reveals-consumer-preferences-when-seeking-financial-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards Can be Friend or Foe to College Students</title>
		<link>https://cccsok.org/community/education-blog/credit-cards-can-be-friend-or-foe-to-college-students/</link>
		<comments>https://cccsok.org/community/education-blog/credit-cards-can-be-friend-or-foe-to-college-students/#comments</comments>
		<pubDate>Thu, 22 Aug 2013 19:49:25 +0000</pubDate>
		<dc:creator>Support</dc:creator>
				<category><![CDATA[Education Blog]]></category>
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		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[senior]]></category>
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		<category><![CDATA[young adult]]></category>
		<category><![CDATA[youth]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3373</guid>
		<description><![CDATA[NFCC Offers Tips for Those Entering World of Credit  Washington, DC – While parent’s mail boxes are filling with credit card bills from summer vacations and back-to-school shopping, their college-aged child is likely receiving offers for credit cards of their own. Due to the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD Act),<a href="/community/education-blog/credit-cards-can-be-friend-or-foe-to-college-students/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/credit-cards-can-be-friend-or-foe-to-college-students/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summer Vacations Can Bite You in the Budget</title>
		<link>https://cccsok.org/community/education-blog/summer-vacations-can-bite-you-in-the-budget/</link>
		<comments>https://cccsok.org/community/education-blog/summer-vacations-can-bite-you-in-the-budget/#comments</comments>
		<pubDate>Thu, 01 Aug 2013 19:18:29 +0000</pubDate>
		<dc:creator>Cristy Cash</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Cheap]]></category>
		<category><![CDATA[Daughter]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Freedom]]></category>
		<category><![CDATA[Fuel Costs]]></category>
		<category><![CDATA[Gas]]></category>
		<category><![CDATA[Gas Prices]]></category>
		<category><![CDATA[guilt]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Oklahoma City]]></category>
		<category><![CDATA[relax]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[Vacation]]></category>
		<category><![CDATA[Work]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3304</guid>
		<description><![CDATA[Whether you live on your own or are a family of few or of many, the summer vacation seems like an earned entitlement of our year of hard work and a must-have part of the all-American dream. The problem is, while you may have accrued paid time off to take a trip, and you didn’t<a href="/community/education-blog/summer-vacations-can-bite-you-in-the-budget/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/summer-vacations-can-bite-you-in-the-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Chopping Block May Not Be So Bad! Options to Save on Home Entertainment Expenses:</title>
		<link>https://cccsok.org/community/education-blog/the-chopping-block-may-not-be-so-bad-options-to-save-on-home-entertainment-expenses/</link>
		<comments>https://cccsok.org/community/education-blog/the-chopping-block-may-not-be-so-bad-options-to-save-on-home-entertainment-expenses/#comments</comments>
		<pubDate>Mon, 29 Jul 2013 18:20:49 +0000</pubDate>
		<dc:creator>Cristy Cash</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[Amazon]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[Broke]]></category>
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		<category><![CDATA[Cable Company]]></category>
		<category><![CDATA[Chromecast]]></category>
		<category><![CDATA[Comcast]]></category>
		<category><![CDATA[Cox]]></category>
		<category><![CDATA[cut the cord]]></category>
		<category><![CDATA[Daughter]]></category>
		<category><![CDATA[device]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[Expensive]]></category>
		<category><![CDATA[favorite shows]]></category>
		<category><![CDATA[geek]]></category>
		<category><![CDATA[High Definition Television]]></category>
		<category><![CDATA[Home Theater]]></category>
		<category><![CDATA[household]]></category>
		<category><![CDATA[husband]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[new]]></category>
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		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Oklahoma City]]></category>
		<category><![CDATA[pay my bills]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[solutions]]></category>
		<category><![CDATA[Son]]></category>
		<category><![CDATA[streaming]]></category>
		<category><![CDATA[Stress]]></category>
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		<category><![CDATA[TimeWarner]]></category>
		<category><![CDATA[Tinker Air Force Base]]></category>
		<category><![CDATA[United Way]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3278</guid>
		<description><![CDATA[The average monthly cable bill rings in at about $70, with many paying more and less than that amount. Often when a household is working to pare down expenditures in order to accomplish goals such as saving, repaying debt or balancing a budget, the paid television subscription becomes an item of scrutiny. If you have<a href="/community/education-blog/the-chopping-block-may-not-be-so-bad-options-to-save-on-home-entertainment-expenses/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/the-chopping-block-may-not-be-so-bad-options-to-save-on-home-entertainment-expenses/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Poll Reveals Consumers Confused Over Purpose of a Budget</title>
		<link>https://cccsok.org/community/education-blog/poll-reveals-consumers-confused-over-purpose-of-a-budget/</link>
		<comments>https://cccsok.org/community/education-blog/poll-reveals-consumers-confused-over-purpose-of-a-budget/#comments</comments>
		<pubDate>Mon, 08 Jul 2013 17:07:20 +0000</pubDate>
		<dc:creator>Support</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Collections Calls]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[Fuel Costs]]></category>
		<category><![CDATA[Gas]]></category>
		<category><![CDATA[Gas Prices]]></category>
		<category><![CDATA[Hardship]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[NFCC]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Personal finance]]></category>
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		<category><![CDATA[study]]></category>
		<category><![CDATA[survey]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3219</guid>
		<description><![CDATA[Washington, DC – A recent poll on the National Foundation for Credit Counseling (NFCC) website revealed that 57 percent of respondents misunderstand the purpose of a budget, viewing it as a restriction on their spending, when in fact, just the opposite is true.  “A budget actually provides the structure through which a person can be<a href="/community/education-blog/poll-reveals-consumers-confused-over-purpose-of-a-budget/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/poll-reveals-consumers-confused-over-purpose-of-a-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want to Stop the Junk Mail? And the Marketing Calls?</title>
		<link>https://cccsok.org/community/education-blog/want-to-stop-the-junk-mail-and-the-marketing-calls/</link>
		<comments>https://cccsok.org/community/education-blog/want-to-stop-the-junk-mail-and-the-marketing-calls/#comments</comments>
		<pubDate>Fri, 28 Jun 2013 15:22:56 +0000</pubDate>
		<dc:creator>Cristy Cash</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[calls]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[Collections Calls]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[do not call registry]]></category>
		<category><![CDATA[junk mail]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[telemarketers]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3184</guid>
		<description><![CDATA[Credit Bureaus (the people who make your credit report and score) also allow your information to be pre-screened for credit card offers resulting in lots of offers arriving in your mail! Not only does this cause a security risk, but come on? It&#8217;s not very environmentally friendly! Take a moment to &#8220;Opt Out&#8221; of receiving<a href="/community/education-blog/want-to-stop-the-junk-mail-and-the-marketing-calls/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/want-to-stop-the-junk-mail-and-the-marketing-calls/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Parents &#8211; Some Options to Help Your Child Afford Higher Education</title>
		<link>https://cccsok.org/community/education-blog/parents-some-options-to-help-your-child-afford-higher-education/</link>
		<comments>https://cccsok.org/community/education-blog/parents-some-options-to-help-your-child-afford-higher-education/#comments</comments>
		<pubDate>Mon, 24 Jun 2013 17:04:34 +0000</pubDate>
		<dc:creator>Cristy Cash</dc:creator>
				<category><![CDATA[Education Blog]]></category>
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		<category><![CDATA[American Dream]]></category>
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		<category><![CDATA[pell grants]]></category>
		<category><![CDATA[room and board]]></category>
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		<category><![CDATA[work study]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3159</guid>
		<description><![CDATA[OK Policy.org reports that 69 percent of Oklahomans report that they have not set aside money for children’s college education, compared to 63 percent nationally in 2013. The average income for a college graduate is $44,455 compared to around $25,000 for those who have only a high school diploma. While parents work hard to give<a href="/community/education-blog/parents-some-options-to-help-your-child-afford-higher-education/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/parents-some-options-to-help-your-child-afford-higher-education/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying or Renting. Which Housing Option is Best For You? The answer may surprise you&#8230;</title>
		<link>https://cccsok.org/community/education-blog/buying-or-renting-which-housing-option-is-best-for-you-the-answer-may-surprise-you/</link>
		<comments>https://cccsok.org/community/education-blog/buying-or-renting-which-housing-option-is-best-for-you-the-answer-may-surprise-you/#comments</comments>
		<pubDate>Thu, 13 Jun 2013 16:16:08 +0000</pubDate>
		<dc:creator>Chris Poole</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[First Time]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[New Home]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Oklahoma City]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3114</guid>
		<description><![CDATA[According to many, the American dream has always included owning your own home.  That dream turned into a nightmare for millions of Americans during the Great Recession, which started when the housing bubble burst at the end of 2007.  Families across the nation, and Oklahoma, were forced into renting when they lost jobs, income, and<a href="/community/education-blog/buying-or-renting-which-housing-option-is-best-for-you-the-answer-may-surprise-you/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/buying-or-renting-which-housing-option-is-best-for-you-the-answer-may-surprise-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Multi-Resource Assistance Centers Available for Oklahoma Storm Victims</title>
		<link>https://cccsok.org/community/education-blog/multi-resource-assistance-centers-available-for-oklahoma-storm-victims/</link>
		<comments>https://cccsok.org/community/education-blog/multi-resource-assistance-centers-available-for-oklahoma-storm-victims/#comments</comments>
		<pubDate>Thu, 13 Jun 2013 14:59:12 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Education Blog]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Carney]]></category>
		<category><![CDATA[Destroyed]]></category>
		<category><![CDATA[Devastation]]></category>
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		<category><![CDATA[families]]></category>
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		<category><![CDATA[lives]]></category>
		<category><![CDATA[Moore]]></category>
		<category><![CDATA[Non-Profit]]></category>
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		<category><![CDATA[path]]></category>
		<category><![CDATA[Shawnee]]></category>
		<category><![CDATA[Storm Victims]]></category>
		<category><![CDATA[Tornado]]></category>
		<category><![CDATA[tornadoes]]></category>
		<category><![CDATA[United Way]]></category>

		<guid isPermaLink="false">https://cccsok.org/?p=3108</guid>
		<description><![CDATA[The United Way has coordinated Multi-Resource Assistance Centers for victims of the May 19-31 tornadoes. Please feel free to share this flyer with anyone who may need this help. 2013 MARC Flyer NEED HELP? ¿Necesita ayuda? Red Cross and partner agencies will be at Multi-Agency Resource Centers, daily: 9 a.m.- 7 p.m., for those affected by<a href="/community/education-blog/multi-resource-assistance-centers-available-for-oklahoma-storm-victims/"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>https://cccsok.org/community/education-blog/multi-resource-assistance-centers-available-for-oklahoma-storm-victims/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Quick Tips for Tight Budgets</title>
		<link>https://cccsok.org/community/education-blog/five-quick-tips-for-tight-budgets/</link>
		<comments>https://cccsok.org/community/education-blog/five-quick-tips-for-tight-budgets/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 16:11:08 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Education Blog]]></category>
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		<category><![CDATA[Broke]]></category>
		<category><![CDATA[budget]]></category>
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		<category><![CDATA[Debt]]></category>
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		<guid isPermaLink="false">https://cccsok.org/?p=3091</guid>
		<description><![CDATA[Written by: Bob Cook, Senior Consumer Credit Counselor at Consumer Credit Counseling Service of Central Oklahoma (CCCSOK.org) I started learning how to manage money early in my life. My dad had his own business and if we were out of school we went to work with him from the age of 7. We were paid $1.00<a href="/community/education-blog/five-quick-tips-for-tight-budgets/"><br /><br />Read more &#8594;</a>]]></description>
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